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ParvoMulti

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Terms of Service

These Terms of Service ("Terms") govern your access to and use of the ParvoMulti website, courses, and services. Please read these Terms carefully before using our services.

1. Agreement to Terms

By accessing or using our website at parvomulti.com, enrolling in our courses, or otherwise using our services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not access or use our services.

2. Changes to Terms

We may modify these Terms at any time. We will provide notice of any material changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of our services after such modifications constitutes your acceptance of the modified Terms.

3. Eligibility

You must be at least 18 years old to use our services. By using our services, you represent and warrant that you meet this requirement and that you have the legal capacity to enter into these Terms.

4. Account Registration

To access certain features of our services, you may need to register for an account. When you register, you agree to:

  • Provide accurate, current, and complete information
  • Maintain and promptly update your account information
  • Keep your password secure and confidential
  • Accept responsibility for all activities that occur under your account
  • Notify us immediately of any unauthorized use of your account

We reserve the right to suspend or terminate your account if any information you provide is inaccurate, outdated, or incomplete, or if we have reason to believe that your account has been used by an unauthorized person.

5. Course Enrollment and Payments

5.1 Course Enrollment

By enrolling in a course, you agree to pay all applicable fees for that course as specified at the time of enrollment. Course fees may vary depending on the course type, duration, and other factors.

5.2 Payment Methods

We accept payment via credit/debit cards, bank transfers, and other payment methods as indicated on our website. By providing payment information, you represent and warrant that you are authorized to use the payment method and that the information you provide is accurate.

5.3 Billing and Taxes

You are responsible for paying all fees and applicable taxes associated with your use of our services. All fees are quoted in British Pounds (GBP) unless otherwise specified. Value Added Tax (VAT) will be applied as required by UK law.

5.4 Refund Policy

Our refund policy is as follows:

  • For online courses, you may request a full refund within 14 days of purchase if you have completed less than 25% of the course content.
  • For in-person or live online courses, you may request a full refund up to 14 days before the start date. Cancellations within 14 days of the start date are eligible for a 50% refund or the option to transfer to a future course date.
  • One-on-one mentoring sessions can be rescheduled with at least 48 hours' notice. Cancellations with less than 48 hours' notice are not eligible for a refund.

To request a refund, please contact [email protected] with your order details. Refunds will be processed using the original payment method.

6. Intellectual Property Rights

6.1 Our Intellectual Property

The content on our website and in our courses, including but not limited to text, graphics, logos, images, videos, course materials, and software, is owned by ParvoMulti or our licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, transmit, or otherwise exploit our content without our prior written consent.

6.2 Limited License to Course Materials

When you enroll in a course, we grant you a limited, non-exclusive, non-transferable license to access and use the course materials for your personal, non-commercial educational purposes. This license is conditioned on your compliance with these Terms and does not include any right to:

  • Use the materials for commercial purposes
  • Share your account or course access with others
  • Copy, reproduce, distribute, or create derivative works of the materials
  • Remove any copyright or other proprietary notices from the materials

6.3 Feedback

If you provide us with any feedback, suggestions, or ideas regarding our services, you grant us a perpetual, irrevocable, worldwide, royalty-free license to use, modify, and incorporate such feedback into our services without any obligation to compensate you.

7. User Conduct

You agree not to:

  • Use our services in any way that violates any applicable law or regulation
  • Impersonate any person or entity or falsely state or misrepresent your affiliation with a person or entity
  • Engage in any conduct that restricts or inhibits anyone's use or enjoyment of our services
  • Use our services to send unsolicited promotional or advertising material
  • Attempt to gain unauthorized access to any part of our services, other accounts, or computer systems
  • Interfere with the proper working of our services
  • Upload or transmit viruses, malware, or other malicious code
  • Engage in automated use of the system, such as using scripts to send comments or messages
  • Share course materials with others who have not enrolled in the course
  • Record, reproduce, or share video or audio from the courses without our permission

8. User Content

Our services may allow you to submit or upload content, such as comments, reviews, or responses to assignments ("User Content"). You retain ownership of your User Content, but you grant us a worldwide, royalty-free, non-exclusive license to use, reproduce, modify, adapt, publish, translate, distribute, and display such User Content in connection with our services.

You are solely responsible for your User Content and represent and warrant that:

  • You own or have the necessary rights to submit your User Content
  • Your User Content does not infringe upon the rights of any third party
  • Your User Content does not contain any material that is defamatory, obscene, unlawful, or otherwise objectionable
  • Your User Content does not contain any viruses, adware, spyware, or other harmful components

We reserve the right to remove any User Content that violates these Terms or that we find objectionable for any reason, without prior notice.

9. Disclaimer of Warranties

Our services are provided on an "as is" and "as available" basis. ParvoMulti makes no warranties, express or implied, regarding the operation or availability of our services. To the fullest extent permitted by law, we disclaim all warranties, including but not limited to:

  • Implied warranties of merchantability and fitness for a particular purpose
  • Warranties regarding the accuracy, reliability, or completeness of course content
  • Warranties that our services will meet your requirements or be error-free
  • Warranties regarding the security, reliability, or timeliness of our services

10. Investment Disclaimer

The content and materials provided in our courses and on our website are for educational and informational purposes only and should not be considered as financial, investment, or trading advice. Cryptocurrency and trading involve significant risks, and past performance is not indicative of future results.

Before making any investment decisions, you should:

  • Consult with a qualified financial advisor
  • Conduct your own research
  • Consider your financial situation, investment objectives, and risk tolerance

You are solely responsible for your investment decisions and any resulting gains or losses.

11. Limitation of Liability

To the fullest extent permitted by law, ParvoMulti shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenue, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:

  • Your access to or use of or inability to access or use our services
  • Any conduct or content of any third party on our services
  • Any content obtained from our services
  • Unauthorized access, use, or alteration of your transmissions or content
  • Any investment or trading decisions you make based on our content

Our total liability for any claims arising from or related to these Terms or our services shall not exceed the amount you paid to us for the applicable course or service.

12. Indemnification

You agree to indemnify, defend, and hold harmless ParvoMulti and its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from:

  • Your use of our services
  • Your User Content
  • Your violation of these Terms
  • Your violation of any rights of another person or entity

13. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the courts of England and Wales to resolve any disputes arising from these Terms or your use of our services.

14. Dispute Resolution

If you have any concerns or disputes about our services, we encourage you to contact us first at [email protected] to seek a resolution. If we cannot resolve the dispute informally, either party may initiate formal proceedings.

15. Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason, including but not limited to a breach of these Terms. Upon termination, your right to use our services will cease immediately.

The following sections shall survive termination: Intellectual Property Rights, Disclaimer of Warranties, Limitation of Liability, Indemnification, Governing Law and Jurisdiction, and any other provisions that, by their nature, should survive termination.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect and enforceable.

17. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices or additional terms and conditions on our website, constitute the entire agreement between you and ParvoMulti regarding your use of our services and supersede all prior agreements and understandings, whether written or oral.

18. Contact Information

If you have any questions about these Terms, please contact us at:

ParvoMulti Ltd
123 Financial Street
Canary Wharf
London, E14 5AB
United Kingdom

Email: [email protected]
Phone: +44 20 7946 0823

Last Updated: 1 June 2023

ParvoMulti

The UK's premier cryptocurrency education provider, helping individuals navigate the digital asset markets with confidence since 2017.

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  • 123 Financial Street, Canary Wharf, London, E14 5AB
  • +44 20 7946 0823
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Risk Warning: Cryptocurrency investment involves significant risk and may not be suitable for all investors. Past performance is not indicative of future results.